Moving to Yulee, FL
A fast-growing, unincorporated corner of Nassau County between Jacksonville and Amelia Island
Yulee is a good place to live for buyers who want newer, more affordable housing within reach of both Jacksonville and the beach: the typical home costs about $389,001 on Zillow's home value index, roughly $223,000 less than in Fernandina Beach. The trade-offs are a car-dependent layout, growing traffic and the extra fees that come with many new subdivisions.
- Typical home value
- $389K Yulee, Zillow, September 2026
- Past year
- +0.9%
- Past 5 years
- +21%
- Lower third of the market
- $316K typical value
- Upper third
- $505K typical value
Where Yulee is and why people move here
Yulee is an unincorporated community in Nassau County, on the mainland just west of Amelia Island. It has no city government of its own, so the county handles zoning, roads and most services. The center of Yulee sits where SR 200, which runs together with A1A toward the island, meets I-95.
That interchange is the main reason people move here. You can drive south on I-95 to Jacksonville and its airport, or east to Fernandina Beach and the Atlantic. Wildlight, a large master-planned development near the interchange, is where timber company Rayonier moved its headquarters, and much of the area's newer housing and shopping has grown up around it.
For buyers coming from out of state, Yulee often ends up as the practical answer to an expensive island. You get more house for the money and keep the beach within a short drive.
Zillow Home Value Index, mid-tier, seasonally adjusted. Hover to see any date.
Data table
| Month | All homes |
|---|---|
| Dec 2012 | $157,788 |
| Dec 2013 | $175,222 |
| Dec 2014 | $185,374 |
| Dec 2015 | $197,651 |
| Dec 2016 | $210,041 |
| Dec 2017 | $227,122 |
| Dec 2018 | $245,573 |
| Dec 2019 | $260,023 |
| Dec 2020 | $278,274 |
| Dec 2021 | $338,767 |
| Dec 2022 | $396,540 |
| Dec 2023 | $387,395 |
| Dec 2024 | $392,723 |
| Dec 2025 | $385,359 |
| Sep 2026 | $389,001 |
Home prices and what moved them
On Zillow's numbers, Yulee's typical home rose 21.0% over five years and 0.9% over the last year. Almost everything for sale is single-family: Zillow does not even track a condo index here, and the typical house sits at about $389,103.
- 2 bedrooms: about $337,543
- 3 bedrooms: about $355,683
- 4 bedrooms: about $413,606
- 5 or more: about $481,321
The step from three to four bedrooms is only about $58,000, which is why many families buy the fourth bedroom here when they could not elsewhere. The lower third of the market tops out near $315,772 and the upper third starts around $504,567, a narrower spread than in Fernandina Beach. Nearby, Hilliard is about $346,092, Bryceville about $392,364 and Callahan about $400,875.
- 2 bedrooms$338K
- 3 bedrooms$356K
- 4 bedrooms$414K
- 5+ bedrooms$481K
Zillow index by bedroom count, all home types.
- Fernandina Beach$612K
- Callahan$401K
- Bryceville$392K
- Yulee$389K
- Hilliard$346K
Zillow index.
Cash you need to buy at $389,000
| All cash | Mortgage, 20% down | Foreign national loan, 35% down | |
|---|---|---|---|
| Down payment | $389,000 | $77,800 | $136,150 |
| Buyer closing costs | $1,450 | $6,687 | $6,366 |
| Total at closing | $390,450 | $84,487 | $142,516 |
Includes Florida doc stamps on the note ($0.35 per $100 borrowed), the 0.2% intangible tax on the mortgage, the lender's title policy, settlement and recording fees and typical lender fees. Excludes prorated taxes and HOA. For your exact numbers use the closing cost calculator.
What the housing looks like
Yulee's housing is young. Census data puts the median year built at 2004. About 67.7% of homes are detached single-family houses, and only 3.7% of units are in buildings with 10 or more units.
The surprise for many newcomers is the share of mobile and manufactured homes: 19.6% of units. Those are mostly on larger rural lots away from the new subdivisions. They are part of why the lower third of the market is as affordable as it is, and they come with their own checks: whether the home is titled as real property with the land, its age and wind-zone rating, and how it insures.
The newer subdivisions mostly carry HOA dues, and many master-planned communities add a Community Development District assessment on the tax bill. Ask about both for every home you consider, resale or new.
Who lives in Yulee
The median age is 38.1, younger than Florida overall and twenty years younger than Fernandina Beach. Residents 65 and older are 17.8% of the population, and seasonal homes are only 1.0% of housing. Yulee is a place where people live year-round, work, and raise kids.
The population is about 16,648 by Census count, and it has been growing as new subdivisions open. In practice, that means newer schools, shopping and services coming online, along with construction traffic and a road network that is still catching up.
For movers with children, the practical questions are commute times to schools and activities and which school zone a specific address falls in, since zones can shift as the county adds schools. Check the address with Nassau County's school district directly before you write an offer. Retirees moving here usually do so for price and newer homes, and many look at the age-restricted Del Webb section of Wildlight.
Commutes, flooding and insurance
Most residents drive for everything. SR 200 is the main east-west road and carries traffic to and from the island and I-95, and it backs up at peak hours. If you will commute to Jacksonville, drive it at rush hour before you buy, and look at where in Yulee the house sits relative to the interchange.
Being inland from the barrier island lowers storm surge exposure for most of Yulee, but this is low, wet country with creeks, wetlands and marsh to the east. Some lots sit in FEMA flood zones, and drainage in a new subdivision depends on its retention ponds and grading. Check the flood zone for each address, look at the lot after a heavy rain if you can, and get insurance quotes during the inspection period. Newer homes built to current Florida code usually insure more easily than older ones.
Taxes and the newcomer mistakes to avoid
Florida has no state income tax. File for homestead after you close on a permanent residence: up to $51,411 off assessed value in 2026, with assessment increases capped at 3% or CPI from then on. This isn't legal or tax advice.
- Ignoring the CDD. It can add a meaningful yearly amount to the tax bill. Ask how much and for how many years.
- Comparing only list prices. A new house with a CDD and a resale house without one can have very different monthly costs at the same price.
- Underestimating driving time. Distances look short on a map.
- Skipping the survey. On rural lots, confirm boundaries, easements and whether the land is in a flood zone.
If you want to see Yulee resale homes next to new construction with the fees included, a shortlist is the simple next step.
Common questions
Is Yulee a good place to live?
For buyers who want newer, more affordable homes near Jacksonville and Amelia Island, it is a strong option. The downsides are car dependence, traffic on SR 200 and HOA and CDD fees in many new subdivisions.
What are the pros and cons of living in Yulee FL?
Pros: lower prices than Fernandina Beach, newer homes, I-95 access, a young year-round population, no state income tax. Cons: little walkability, growing traffic, CDD assessments in many communities and flood-prone low spots.
How much does a house cost in Yulee?
Zillow's typical single-family value is about $389,103. A 3-bedroom is about $355,683 and a 4-bedroom about $413,606.
Is Yulee part of Fernandina Beach?
No. Yulee is an unincorporated community on the mainland in Nassau County. Fernandina Beach is the city on Amelia Island, a short drive east.

Get a shortlist that fits your budget
Tell me what you're looking for and I'll send real listings with the full cost of owning each one: HOA or condo fees, property tax at your price, insurance, and closing costs. No newsletters, no pressure.
- MLS listings, including ones that just hit the market
- Condo budget, reserves and inspection history checked before you offer
- Fully remote if you need it: video tours, e-signing, wire to escrow
Or reach me directly: (754) 203-9632 · [email protected] · WhatsApp on the same number
Calculators for this purchase
Data: Zillow Home Value Index (ZHVI), Zillow Research, latest month September 2026; U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Figures for small areas carry margins of error. These are planning numbers, not an appraisal of any property.