Buying a House in Wellington
Suburban Palm Beach County, built around HOAs, lakes and horse country
The typical single-family house in Wellington is worth about $680,688 on Zillow's home value index, and it rose 2.8% over the past year while much of Florida went flat or down. You are paying a premium over Royal Palm Beach and Greenacres for a planned, mostly gated village with large lots, and the cost of owning one depends heavily on which HOA you buy into.

- Typical single-family home value
- $681K Wellington, Zillow, September 2026
- Past year
- +2.8%
- Past 5 years
- +28.5%
- Lower third of the market
- $457K typical value
- Upper third
- $1.15M typical value
Wellington prices by size and budget
All homes in Wellington average $661,404, up 28.3% over five years. Single-family houses make up 71.1% of the housing stock in Census data, so the citywide number is mostly a house number. A three-bedroom is valued around $563,344, a four-bedroom around $743,433 and a five-bedroom around $1,025,803.
The spread inside the village is wide. The lower third of the market is near $457,010, which usually means older three-bedroom homes in the earliest-built sections or townhomes. The upper third starts around $1,148,068, where you get into lake-lot estates and equestrian properties. Condos are a small slice at about $349,913 and slipped 1.9% last year, while houses gained.
Zillow Home Value Index, mid-tier, seasonally adjusted. Hover to see any date.
Data table
| Month | Single-family | All homes |
|---|---|---|
| Dec 2012 | $268,628 | $256,650 |
| Dec 2013 | $316,514 | $303,664 |
| Dec 2014 | $343,852 | $331,381 |
| Dec 2015 | $365,025 | $352,797 |
| Dec 2016 | $376,720 | $365,415 |
| Dec 2017 | $393,958 | $383,175 |
| Dec 2018 | $409,503 | $399,295 |
| Dec 2019 | $417,366 | $407,270 |
| Dec 2020 | $446,366 | $435,759 |
| Dec 2021 | $561,158 | $545,688 |
| Dec 2022 | $670,589 | $650,431 |
| Dec 2023 | $697,677 | $677,260 |
| Dec 2024 | $694,378 | $674,574 |
| Dec 2025 | $662,569 | $643,983 |
| Sep 2026 | $680,688 | $661,404 |
How Wellington compares with nearby Palm Beach County towns
Royal Palm Beach, right next door, has a typical value of $488,691, about $173,000 less than Wellington. Greenacres is $280,329 and Palm Springs $268,845, both with far more condos and older stock. Going east and north, Palm Beach Gardens at $696,122 and Jupiter at $704,524 are priced close to Wellington but put you nearer the ocean.
So the honest comparison for most house buyers is Wellington against Royal Palm Beach on budget, or against Palm Beach Gardens on lifestyle. Wellington wins on lot size and newer subdivisions for the money; the Gardens and Jupiter win on beach access.
- 1 bedroom$242K
- 2 bedrooms$387K
- 3 bedrooms$563K
- 4 bedrooms$743K
- 5+ bedrooms$1.03M
Zillow index by bedroom count, all home types.
- Jupiter$796K
- Palm Beach Gardens$790K
- Boca Raton$767K
- Wellington$681K
- Delray Beach$589K
- Royal Palm Beach$523K
- Lake Worth Beach$491K
- Boynton Beach$478K
- West Palm Beach$471K
- Palm Springs$368K
- Greenacres$360K
- Riviera Beach$341K
- Belle Glade$291K
Zillow index.
Cash you need to buy at $681,000
| All cash | Mortgage, 20% down | Foreign national loan, 35% down | |
|---|---|---|---|
| Down payment | $681,000 | $136,200 | $238,350 |
| Buyer closing costs | $1,450 | $7,971 | $7,410 |
| Total at closing | $682,450 | $144,171 | $245,760 |
Includes Florida doc stamps on the note ($0.35 per $100 borrowed), the 0.2% intangible tax on the mortgage, the lender's title policy, settlement and recording fees and typical lender fees. Excludes prorated taxes and HOA. For your exact numbers use the closing cost calculator.
HOAs, gates and the equestrian side of Wellington
Most Wellington neighborhoods have a homeowners association, and many are gated with their own guard, lake maintenance and architectural rules. Dues and what they cover vary a lot from one community to the next, so ask for the budget, the most recent minutes and any pending special assessment before the end of your inspection period. Some communities also require board approval of the buyer, which adds time to closing.
Wellington is known for horses. The winter show season at Wellington International and polo at the International Polo Club Palm Beach bring a seasonal crowd, and the village has an Equestrian Preserve Area with its own zoning for barns, paddocks and riding trails. If you are buying near the show grounds, visit in winter as well as summer, since traffic and activity change sharply between seasons. If you are buying a property with a barn, the survey, permits and zoning for the stalls matter as much as the house inspection.
Inspection points on 1990s Wellington houses
The median Wellington home was built in 1995. A lot of those houses are concrete block with a tile or shingle roof, and many are now on a second roof or due for one. Before you commit, I want the roof age from the permit history, a wind mitigation report and, for older homes, a 4-point inspection.
- Roof. Insurers in Palm Beach County look hard at roof age. A tile roof can last longer than shingle, but the underlayment may still be near the end of its life.
- Openings. Impact windows and doors, or approved shutters, lower the wind premium and are worth verifying with paperwork.
- Pools and screen enclosures. Common here, and they deserve their own inspection line.
- Flood. Wellington is inland and laced with lakes and drainage canals. Check the FEMA zone for the exact parcel and get a flood quote even when it is not required.
Taxes and cash to close on a Wellington house
Your tax bill will be calculated on the purchase price, so a long-time owner's low bill tells you little. A Florida homestead exemption takes up to $51,411 off assessed value in 2026 if the home is your permanent residence. On a house at $680,688, that brings the assessed value to about $629,277, and Save Our Homes then caps yearly increases at 3% or CPI. A winter-only owner in Wellington, common during show season, gets no homestead, and the assessed value on non-school levies can climb up to 10% a year. If you plan to move here full time later, you can file for homestead once it becomes your permanent residence, by March 1 of the tax year.
In Palm Beach County, the seller usually pays the deed stamps at $0.70 per $100. A buyer with a mortgage pays $0.35 per $100 in note stamps plus the 0.2% intangible tax. On a $544,550 loan (80% of $680,688), those two come to about $1,906 and $1,089. Some Wellington communities also have a CDD line on the tax bill, so check the actual bill for that parcel.
Who usually buys in Wellington
Wellington's median age is 42.3 and 5.3% of homes are seasonal, which points to a mostly year-round suburb with a winter equestrian population layered on top. Buyers who choose it tend to want a single-family house on a real lot, a gated community and quick access to West Palm Beach without paying coastal prices. Buyers who need to be near the beach usually shift their search to Palm Beach Gardens or Jupiter instead.
Tell me your price range and whether you care about horses, and I will narrow Wellington down to the communities that match before you spend a weekend driving it.
Quick answers
Is Wellington, FL a good place to buy a house?
It has been one of the steadier Palm Beach County markets in the data, with single-family values up 2.8% in the last year and 28.3% over five years. It costs more than Royal Palm Beach or Greenacres, and the HOA you buy into shapes the monthly cost.
How much does a house cost in Wellington?
Zillow puts the typical single-family home at about $680,688. Three-bedrooms are near $563,344 and four-bedrooms near $743,433, with estate and equestrian properties well above $1 million.
Are HOA fees high in Wellington?
They range widely. Gated communities with guards, lakes and clubhouses cost more than older neighborhoods with a light association. Ask for the budget and reserve information for the specific community before you commit.
Can I keep horses on a Wellington property?
Only where zoning allows it, which is mainly within the Equestrian Preserve Area and specific equestrian communities. Verify zoning, permits for barns and any HOA rules before you make an offer on a property with horses in mind.

Get a shortlist that fits your budget
Tell me what you're looking for and I'll send real listings with the full cost of owning each one: HOA or condo fees, property tax at your price, insurance, and closing costs. No newsletters, no pressure.
- MLS listings, including ones that just hit the market
- Condo budget, reserves and inspection history checked before you offer
- Fully remote if you need it: video tours, e-signing, wire to escrow
Or reach me directly: (754) 203-9632 · [email protected] · WhatsApp on the same number
Run the numbers for your purchase
Data: Zillow Home Value Index (ZHVI), Zillow Research, latest month September 2026; U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates. Figures for small areas carry margins of error. These are planning numbers, not an appraisal of any property.